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Duxi Finanzas Data API: CURP, CLABE and MXN Credit-Line Open Data
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Integrate Mexican SOFOM loan data (KYC, credit limits, disbursement and repayment bills) into your own systems.
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INTRODUCTION
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Mexico's SOFOM cash-loan lane is crowded. Apps such as DiDi Finanzas, Credmex and Kueski compete on fast decisions, INE-based onboarding, and peso payouts and collections over SPEI and OXXO. Each app holds useful lending data, but it sits inside the app. Teams that need an open data connection to it usually have to re-key INE OCR results or CLABE digits by hand.
Duxi Finanzas is the consumer brand of VERTRAUEN FINANCIERA, S.A. DE C.V., SOFOM, E.N.R. This CNBV- and CONDUSEF-supervised Mexican SOFOM offers unsecured peso loans of MXN 1,000–30,000 over 91–365 days. Google Play lists a 4.93 rating and 1M+ downloads.
The openData Studio page documents 12 endpoints for the Duxi Finanzas data API, covering KYC, credit limits, loans, bank accounts and repayments.
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WHAT CAN BE INTEGRATED
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KYC and identity: pending KYC components, INE-OCR curp, rfc, birthday, gender and submissionId / verificationStatus
Credit line: creditLimit and availableLimit in centavos, isReoffer and reofferOrderInfo.status
Loan offers: availableAmount, min/max per draw, quincenal (15) or monthly (30) availableTerms, fixedRepayDays
Loan trials and orders: totalService, discount, repayDate schedule, loanOrderId and loanStatus
Payout accounts: 18-digit CLABE (cardType 2) or 16-digit debit card (cardType 1), bankCode, cardHolderName
Repayment bills: loanId + installmentNo, dueStatus, daysToDue / overdueDays, cashierUrl for SPEI or OXXO
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USE CASES
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[1] MXN credit-line monitoring
Poll creditLimit against availableLimit
Fire a higher-limit campaign only when reofferOrderInfo.status is open
[2] INE / CURP identity match
Join curp and rfc with fatherLastName / motherLastName
Catch a duplicate CURP before a second peso line is booked
[3] CLABE disbursement reconciliation
Match loan cardId to the CLABE cardNumber
Use bankCode and useType to confirm SPEI payouts land on the same-name account that passed liveness
[4] SPEI / OXXO bill collection
Select overdue or due-soon loanId + installmentNo rows
Open cashierUrl before remainTime on the repayOrderId expires
[5] Collections and treasury dashboards
Feed dueStatus, daysToDue and loanStatus into your own board
Track installment schedules and totalServiceAfterDiscount per loan
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DELIVERY & PRICING
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Two delivery options: runnable source code you own, or a hosted API billed per call
Integrations start from USD 500 with source-code handoff
Delivery in 3–7 days
Payment only after acceptance, with an NDA and SOW on every engagement and work scoped to authorized use
Note: the page states that the endpoints and request/response examples are reconstructed from the app's interface. They are illustrative, not a live capture.
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CONCLUSION
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If you run KYC desks, SOFOM collections or peso reconciliation, a Duxi Finanzas data API can replace manual re-keying with callable open data. See the full endpoint list and request a quote here:
https://opendata-studio.com/apps/duxi-finanzas-prestamo-seguro/